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Finding 0% Interest Auto Loans
Car advertising shows that hot brand new car just begging you to buy it. The ad also says the dealer will give you 0% financing on it. Is that a good deal? Here is what you need to know about 0% financing on your auto loan.

Car dealers are out to make money - like any business. This means that they have to work to constantly get a new turnover of clients all the time. 0% financing is just one of many tools used to get the general attention of the public so that they will come and take a look. And if you are wondering - yes, there is a catch that may make their more regular offers a little more enticing - once you understand the actual offer.

Since everyone likes to think they can get something for nothing - it works to draw people to their car showroom floors. This ends up actually being an either/or situation.

0% financing allows you to make a quick discount on your car financing but only under certain conditions. For instance, in most cases it will require that you pay for the car in three years or less. This causes there to be a pretty hefty monthly payment - even without the interest. In fact, the payment on this kind of auto loan may be still be more than $100 to $150 higher than another loan - even with the interest added!

Other possible subtractions from the new vehicle price most likely will not be allowed. Rebates and other dealer incentives may not be added to the deal on a 0% financing auto loan package. This places you in a position of having to make a choice. You can either get the 0% financing or the package that has the interest plus the possibility of rebates and other offers.

In order to see which deal will work best, you need to do some searching and find auto loan calculators. These will quickly enable you to see the difference between the two loans, enabling you to see which on will best fit your situation.

Some offers require that you also need to put down up to 25%, in order to qualify for the 0% auto loan. This is a pretty steep price - but certainly there are those who can afford it. With this kind of "deal," however, many people will not even care to qualify.

If you are looking for a low monthly payment, then the choice seems to be rather obvious - 0% financing is probably not for you. For others who can afford it, it can be a great way to have the car paid for in a short time - without interest (or incentives).

Before you do any financing for an auto loan, however, it is always a good idea to shop around. Someone else may have a better deal and you do not want to pay more than is necessary for your new car. Get several quotes, do the calculations, and compare them carefully to find your best deal.

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Gold futures maintain even over the European session
On light trading, the gold bullion is trading within a tight range around even after paring losses made over the Asian session. At the time of writing, the gold contract for June delivery trades at $1212.00 where it is slightly above the opening price.

Gold has benefited from recent market turmoil as investors moved away from riskier assets and tried to hide in the safety of the yellow metal. However with higher confidence today gold is unable to sustain upward movement, remaining stable on the lasting need for diversification.

Indian Wireless Spectrum Bids Total Unexpectedly High $11 Billion

Further ratcheting up the stakes in the fast-growing and intensely competitive Indian wireless market,

telecom companies bid nearly $11 billion for spectrum designated for high-speed data services.

The final tally of a frenzied monthlong auction concluded at nearly twice the amount that the government had expected,

a sum that many analysts had previously said might itself be too ambitious.

The rich haul should help the Indian government pare its significant fiscal deficit, a source of concern for many investors.

But the high price will probably further strain the finances of telecom companies whose profits have fallen in recent months as competition has driven down the price of calls,

in some cases to just 0.6 American cents a minute for local calls.

With more than 580 million subscribers, India is the largest wireless market after China.

More than 20 million new wireless accounts were created just in March,

thanks to cheap calling plans, competition from as many as 12 providers in some cities and an aggressive push by phone companies into rural India.

Vodafone, the London-based company, wrote down by more than 25 percent the value of its Indian operations

after paying $11 billion for a majority stake in it just three years ago.

In the bidding, Vodafone won spectrum in nine regions, including Delhi and Mumbai, for $2.5 billion.

Seven companies submitted winning bids for a total of 71 licenses, pledging to pay 509 billion rupees ($10.9 billion).

The auction results will also determine the price two state-owned phone companies, MTNL and BSNL, will pay for spectrum they have already been allotted.

Taking those payments into account, the government said it would earn 677 billion rupees ($14.6 billion),

compared with the 350 billion rupees it had estimated earlier this year.

Bharti AirTel, which is India’s biggest cellphone company and recently signed a deal to buy a large African mobile operation,

spent the most for the spectrum, bidding $2.6 billion for airwaves in 13 regions, according to this article in the New York Times.

Another big Indian company, Reliance Communications, bid $1.8 billion for airwaves in 13 regions.

Shares in Bharti AirTel fell 3.1 percent and Reliance Communications closed down 5.7 percent on Thursday.

Though the spectrum is intended for high-speed services known in the industry as third-generation, or 3G,

most companies are likely to use the airwaves primarily to carry phone calls and text messages.

Data remains a niche application in India, where most people spend just a few dollars a month on wireless service.

Telecom companies have struggled in recent months to deliver reliable service to customers

after the Indian government began reviewing telecom equipment purchases last year, citing security concerns.

Many carriers desperately need to increase capacity for new customers, which may have driven up bids in the auction.

In a statement, Bharti Airtel, said “the auction format and severe spectrum shortage along with ensuing policy uncertainty drove the prices beyond reasonable levels.

"As a result, we could not achieve our objective of pan-India 3G footprint in this round.”

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Spot Gold

SPOT GOLD closed @ 12010 which was ABOVE the open and breached the previous day's high. The High was 0.5 Dollars from Precise Trader's Res Zone 5 (U Turn Zone) and the Low was PRECISELY at Precise Trader's Sup Tgt 1. The Hourly Oscillators are Bullish and the Price is Above the MA, so the Bears have to be Sidelined. Hourly Trend is Corrective Up while 11875 holds and Daily Trend is Turning Up while 11625 holds, so expect the price to have a Limited Upside and the Bulls have to be Cautious. The Daily Trend breached the Prior Day's High and the Bulls gave up mildly towards the Close . The Hourly Trend has been in a Range Trading with the Upside Limited, 11960-11875 are the Critical levels to watch to maintain the Bullish Outlook . On the 5 min is along the gradual Up Channel and the Patterns are suggesting a Choppy session with a potential to Turn Down Soon. The Opening Price Principles are Mixed , so Cautious approach is needed until the price breaks out of Zone 1 levels.

BULLS: 12000 11925 11845 BEARS: 12085 12165 12245

Today's Strategies: Trade @ the Bulls Levels Only.



NZDUSD

NZDUSD closed @ 6705 which was ABOVE the open and was within prior day's trading range. The High was 5 pips from Precise Trader's Res Zone 1 and the Low was 15 pips from Precise Trader's Sup Tgt 2. The Hourly Oscillators are MIXED and the Price is Below the MA, so CAUTIOUS approach is needed. Hourly Trend is Turning Down while 6770 holds and Daily Trend is Corrective Down while 6905 holds, so expect the price to Turn Down Soon, so the Bulls may stay Sidelined and the Bears get ready to pull the Trigger. The Daily Trend breached the Prior Day's Low but the Bears gave up aggressively towards the Close . The Hourly Trend has been Creeping Lower and expect it to continue , 6730-70 are the Critical levels to watch to maintain the Bearish Outlook . On the 5 min is along the gradual Down Channel and the Patterns are suggesting Lower Lows are expected provided 6730 holds . The Opening Price Principles suggests that NZD is Weak against Five Crosses , so the Bulls may have to be Sidelined until it cracks the 6730-70 mark.

BULLS: 6625 6575 6525 BEARS: 6685 6715 6800

Today's Strategies: SHORT near 6685 6715 with a tight stop with a 50 pips price target.



USDSGD

USDSGD closed @ 14130 which was ABOVE the open and breached the previous day's high. The High was 5 pips from Precise Trader's Res Zone 5 (U Turn Zone) and the Low was 15 pips from Precise Trader's Sup Zone 1. The Hourly Oscillators are Turning Bearish and the Price is Above the MA, so the Bulls have to be CAUTIOUS. Hourly Trend is Sideways Down while 14225 holds and Daily Trend is Corrective Up while 13960 holds, so expect the price to be Choppy with a potential to Break Lower. The Daily Trend breached the Prior Day's High but the Bulls gave up most of their gains towards the Close . The Hourly Trend has been in a Range Trading with the Downside Limited, 14165-14225 are the Critical levels to watch to maintain the Bearish Outlook . On the 5 min is along the gradual Up Channel and the Patterns are suggesting a Choppy Session with a potential to Turn Up Soon. The Opening Price Principles are Mixed , so Cautious approach is needed until the price breaks out of Zone 1 levels.

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Many women have unwanted hair they want to remove, either by temporary hair removal measures or by permanent hair removal measures, like laser hair removal. Unwanted hair can be on legs, arms, underarms, bikini line or the face. This article makes clear the following:

* Is it possible to remove unwanted hair by waxing?
* How sugaring can be used to remove unwanted hair?
* How unwanted hair can be removed permanently?

Many women have unwanted hair they want to remove, either by temporary hair removal measures or by permanent hair removal measures, like laser hair removal. Unwanted hair can be on legs, arms, underarms, bikini line or the face. Unwanted facial hair is one area where women will often consider permanent Hair Removal or laser facial hair removal.
Remedies for Dealing with the Situation
There are a number of remedies for dealing with unwanted hair, including bleaching, short-term hair removal, long-term hair removal and permanent hair removal. Here are some of the most popular methods of removing unwanted hair.

1. Bleaching. Bleaching the hair makes the hair more difficult to see.
2. Plucking the hairs out using a tweezer. (This is popular when dealing with eyebrow hair.)
3. Trimming the hair.
4. Shaving
5. Waxing
6. Using an epilator.
7. Depilatory creams.
8. Electrolysis
9. Laser hair removal.